Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,016 | $55,889-42.7% | $76,119-57.9% | $80,935-60.4% |
| Participation rate | 30.4% | 62.1%-31.6pp | 69.1%-38.6pp | 67.7%-37.2pp |
| Annual return | 7.12% | 20.58%-13.5pp | 361.25%-354.1pp | 35.66%-28.5pp |
| Employer contribution / active EE | $825 | $1,866-55.8% | $2,693-69.4% | $2,757-70.1% |
| Participant deferral / active EE | $2,725 | $3,051-10.7% | $4,259-36.0% | $4,299-36.6% |
| Admin fee / account holder | $383 | $5,241-92.7% | $6,421-94.0% | $6,924-94.5% |