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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,459 | $102,422-52.7% | $147,117-67.1% | $80,959-40.1% |
| Participation rate | 91.4% | 75.9%+15.6pp | 82.2%+9.2pp | 67.7%+23.8pp |
| Annual return | 15.86% | 135.16%-119.3pp | 420.54%-404.7pp | 35.67%-19.8pp |
| Employer contribution / active EE | $2,710 | $3,717-27.1% | $4,932-45.1% | $2,757-1.7% |
| Participant deferral / active EE | $5,088 | $6,652-23.5% | $8,065-36.9% | $4,300+18.3% |
| Admin fee / account holder | $1,095 | $7,953-86.2% | $12,993-91.6% | $6,925-84.2% |