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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,058 | $185,312-63.3% | $161,489-57.9% | $154,746-56.0% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 14.62% | 103.84%-89.2pp | 89.72%-75.1pp | 172.34%-157.7pp |
| Employer contribution / active EE | $8,621 | $4,769+80.8% | $4,268+102.0% | $4,379+96.9% |
| Participant deferral / active EE | $12,136 | $6,350+91.1% | $5,630+115.6% | $6,730+80.3% |
| Admin fee / account holder | $497 | $18,654-97.3% | $16,006-96.9% | $14,365-96.5% |