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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,094 | $72,071+76.3% | $68,368+85.9% | $137,256-7.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 17.20% | 353.14%-335.9pp | 292.57%-275.4pp | 220.34%-203.1pp |
| Employer contribution / active EE | $15,758 | $2,788+465.2% | $2,649+494.9% | $4,156+279.2% |
| Participant deferral / active EE | $16,106 | $4,410+265.2% | $4,123+290.7% | $6,407+151.4% |
| Admin fee / account holder | $17,099 | $5,336+220.5% | $5,150+232.0% | $12,270+39.4% |