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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,094 | $157,829-19.5% | $136,867-7.1% | $198,609-36.0% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 17.20% | 51.25%-34.0pp | 42.97%-25.8pp | 202.70%-185.5pp |
| Employer contribution / active EE | $15,758 | $3,923+301.7% | $3,547+344.3% | $5,055+211.7% |
| Participant deferral / active EE | $16,106 | $5,463+194.8% | $4,924+227.1% | $6,977+130.9% |
| Admin fee / account holder | $17,099 | $11,107+53.9% | $10,340+65.4% | $19,030-10.1% |