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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,364 | $160,070+30.8% | $147,117+42.3% | $145,897+43.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.94% | 98.69%-86.7pp | 420.54%-408.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $25,820 | $5,285+388.6% | $4,932+423.5% | $4,663+453.8% |
| Participant deferral / active EE | $17,575 | $8,419+108.7% | $8,065+117.9% | $6,689+162.7% |
| Admin fee / account holder | $11,394 | $15,035-24.2% | $12,993-12.3% | $13,390-14.9% |