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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,364 | $159,934+30.9% | $147,005+42.4% | $145,959+43.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.94% | 98.24%-86.3pp | 418.76%-406.8pp | 561.95%-550.0pp |
| Employer contribution / active EE | $25,820 | $5,287+388.3% | $4,934+423.3% | $4,661+454.0% |
| Participant deferral / active EE | $17,575 | $8,427+108.5% | $8,070+117.8% | $6,689+162.8% |
| Admin fee / account holder | $11,394 | $15,053-24.3% | $13,006-12.4% | $13,398-15.0% |