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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,620 | $110,410-67.7% | $102,437-65.2% | $145,897-75.6% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 12.93% | 24.85%-11.9pp | 24.95%-12.0pp | 552.29%-539.4pp |
| Employer contribution / active EE | $2,321 | $4,217-45.0% | $3,871-40.0% | $4,663-50.2% |
| Participant deferral / active EE | $6,202 | $5,622+10.3% | $5,060+22.6% | $6,689-7.3% |
| Admin fee / account holder | $2,370 | $9,745-75.7% | $8,388-71.7% | $13,390-82.3% |