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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $83,694 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $23,450 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,655 | $54,245-58.2% | $93,727-75.8% | $77,762-70.9% |
| Participation rate | 89.2% | 63.9%+25.2pp | 68.7%+20.5pp | 70.6%+18.6pp |
| Annual return | 34.06% | 30.58%+3.5pp | 133.83%-99.8pp | 31.27%+2.8pp |
| Employer contribution / active EE | $1,545 | $1,168+32.3% | $2,421-36.2% | $2,728-43.4% |
| Participant deferral / active EE | $3,789 | $3,144+20.5% | $4,417-14.2% | $4,651-18.5% |
| Admin fee / account holder | $209 | $575-63.7% | $8,292-97.5% | $433-51.8% |