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| Provider | Service type | Compensation |
|---|---|---|
Filed as: OPPORTUNUS WEALTH MANAGEMENT Service code 27 11010 HARBOR HILL DR STE B602 · GIG HARBOR, WA 98332 | Advisory (Plan) | $44,625 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $12,057 |
Filed as: EMPOWER ANNUITY INSURANCE CO. OF AM Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Service code 49 1600 VALLEY RIVER DRIVE, STE 340 · EUGENE, OR 97401 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,121 | $101,591+36.9% | $147,096-5.4% | $74,429+86.9% |
| Participation rate | 82.1% | 75.5%+6.6pp | 82.2%-0.1pp | 67.2%+14.9pp |
| Annual return | 14.53% | 8746.45%-8731.9pp | 419.75%-405.2pp | 1368.38%-1353.9pp |
| Employer contribution / active EE | $3,714 | $3,813-2.6% | $4,936-24.7% | $2,625+41.5% |
| Participant deferral / active EE | $11,123 | $7,302+52.3% | $8,071+37.8% | $4,348+155.8% |
| Admin fee / account holder | $458 | $1,750-73.8% | $13,005-96.5% | $1,944-76.5% |