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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,214 | $102,245-43.1% | $89,340-34.8% | $137,256-57.6% |
| Participation rate | 50.0% | 74.9%-24.9pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 11.76% | 21.89%-10.1pp | 20.57%-8.8pp | 220.34%-208.6pp |
| Employer contribution / active EE | $3,253 | $2,529+28.6% | $2,231+45.8% | $4,156-21.7% |
| Participant deferral / active EE | $8,369 | $4,436+88.6% | $3,823+118.9% | $6,407+30.6% |
| Admin fee / account holder | $20,083 | $8,085+148.4% | $6,704+199.6% | $12,270+63.7% |