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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,214 | $99,380-41.4% | $90,312-35.5% | $155,188-62.5% |
| Participation rate | 50.0% | 77.3%-27.3pp | 72.9%-22.9pp | 80.8%-30.8pp |
| Annual return | 11.76% | 19.35%-7.6pp | 18.90%-7.1pp | 148.84%-137.1pp |
| Employer contribution / active EE | $3,253 | $2,390+36.1% | $2,243+45.1% | $4,248-23.4% |
| Participant deferral / active EE | $8,369 | $4,212+98.7% | $3,749+123.2% | $6,531+28.1% |
| Admin fee / account holder | $20,083 | $9,766+105.6% | $8,248+143.5% | $14,480+38.7% |