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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,214 | $106,974-45.6% | $90,796-35.9% | $138,895-58.1% |
| Participation rate | 50.0% | 74.9%-24.9pp | 69.5%-19.5pp | 79.9%-29.9pp |
| Annual return | 11.76% | 20.10%-8.3pp | 19.29%-7.5pp | 145.39%-133.6pp |
| Employer contribution / active EE | $3,253 | $2,609+24.7% | $2,294+41.8% | $4,194-22.4% |
| Participant deferral / active EE | $8,369 | $4,455+87.9% | $3,822+119.0% | $6,396+30.8% |
| Admin fee / account holder | $20,083 | $8,626+132.8% | $7,024+185.9% | $12,562+59.9% |