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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $614,259 | $100,970+508.4% | $96,576+536.0% | $137,256+347.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 13.70% | 38.16%-24.5pp | 38.47%-24.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $34,920 | $3,809+816.7% | $3,553+882.8% | $4,156+740.2% |
| Participant deferral / active EE | $20,869 | $8,286+151.8% | $7,956+162.3% | $6,407+225.7% |
| Admin fee / account holder | $340 | $11,312-97.0% | $11,381-97.0% | $12,270-97.2% |