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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,009 | $76,608-2.1% | $56,077+33.8% | $145,877-48.6% |
| Participation rate | 80.0% | 63.2%+16.8pp | 52.5%+27.5pp | 80.3%-0.3pp |
| Annual return | 9.74% | 3009.59%-2999.8pp | 1709.28%-1699.5pp | 551.28%-541.5pp |
| Employer contribution / active EE | $2,514 | $1,382+82.0% | $1,040+141.6% | $4,663-46.1% |
| Participant deferral / active EE | $12,209 | $2,624+365.2% | $1,954+524.8% | $6,691+82.5% |
| Admin fee / account holder | $1,067 | $3,325-67.9% | $2,825-62.2% | $13,402-92.0% |