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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,009 | $76,519-2.0% | $56,025+33.9% | $145,897-48.6% |
| Participation rate | 80.0% | 63.2%+16.8pp | 52.5%+27.5pp | 80.3%-0.3pp |
| Annual return | 9.74% | 3017.03%-3007.3pp | 1712.69%-1702.9pp | 552.29%-542.6pp |
| Employer contribution / active EE | $2,514 | $1,383+81.7% | $1,042+141.4% | $4,663-46.1% |
| Participant deferral / active EE | $12,209 | $2,624+365.2% | $1,955+524.6% | $6,689+82.5% |
| Admin fee / account holder | $1,067 | $3,331-68.0% | $2,828-62.3% | $13,390-92.0% |