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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,197 | $99,053-37.2% | $88,179-29.5% | $138,895-55.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.1%+10.9pp | 79.9%+0.1pp |
| Annual return | 17.53% | 78.17%-60.6pp | 64.97%-47.4pp | 145.39%-127.9pp |
| Employer contribution / active EE | $2,699 | $2,882-6.3% | $2,549+5.9% | $4,194-35.6% |
| Participant deferral / active EE | $5,418 | $5,225+3.7% | $4,614+17.4% | $6,396-15.3% |
| Admin fee / account holder | $558 | $8,748-93.6% | $7,673-92.7% | $12,562-95.6% |