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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,197 | $97,125-36.0% | $86,233-27.9% | $137,256-54.7% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.0%+11.0pp | 80.0%0pp |
| Annual return | 17.53% | 74.19%-56.7pp | 61.39%-43.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $2,699 | $2,841-5.0% | $2,504+7.8% | $4,156-35.1% |
| Participant deferral / active EE | $5,418 | $5,180+4.6% | $4,559+18.8% | $6,407-15.4% |
| Admin fee / account holder | $558 | $9,725-94.3% | $8,342-93.3% | $12,270-95.5% |