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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,197 | $107,809-42.3% | $97,032-35.9% | $155,188-59.9% |
| Participation rate | 80.0% | 75.5%+4.5pp | 71.6%+8.4pp | 80.8%-0.8pp |
| Annual return | 17.53% | 38.06%-20.5pp | 35.38%-17.8pp | 148.84%-131.3pp |
| Employer contribution / active EE | $2,699 | $2,911-7.3% | $2,629+2.7% | $4,248-36.5% |
| Participant deferral / active EE | $5,418 | $5,129+5.6% | $4,672+16.0% | $6,531-17.0% |
| Admin fee / account holder | $558 | $10,717-94.8% | $9,418-94.1% | $14,480-96.1% |