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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,283 | $111,785+77.4% | $93,669+111.7% | $145,877+35.9% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 14.87% | 203.79%-188.9pp | 133.59%-118.7pp | 551.28%-536.4pp |
| Employer contribution / active EE | $2,330 | $3,096-24.7% | $2,424-3.9% | $4,663-50.0% |
| Participant deferral / active EE | $5,750 | $4,919+16.9% | $4,416+30.2% | $6,691-14.1% |
| Admin fee / account holder | $174 | $10,256-98.3% | $8,291-97.9% | $13,402-98.7% |