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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,625 | $117,846+96.5% | $102,434+126.1% | $145,884+58.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 18.06% | 31.90%-13.8pp | 29.46%-11.4pp | 551.85%-533.8pp |
| Employer contribution / active EE | $8,330 | $3,615+130.4% | $3,023+175.5% | $4,662+78.7% |
| Participant deferral / active EE | $12,822 | $5,733+123.6% | $5,055+153.7% | $6,690+91.7% |
| Admin fee / account holder | $2,659 | $13,356-80.1% | $9,462-71.9% | $13,392-80.1% |