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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,233 | $201,344-33.8% | $184,243-27.7% | $145,877-8.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.96% | 29.01%-19.1pp | 28.82%-18.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $1,604 | $7,022-77.2% | $6,427-75.0% | $4,663-65.6% |
| Participant deferral / active EE | $7,726 | $9,807-21.2% | $9,132-15.4% | $6,691+15.5% |
| Admin fee / account holder | $1,686 | $16,382-89.7% | $13,914-87.9% | $13,402-87.4% |