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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,233 | $201,370-33.8% | $184,256-27.7% | $145,897-8.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.96% | 29.05%-19.1pp | 28.85%-18.9pp | 552.29%-542.3pp |
| Employer contribution / active EE | $1,604 | $7,024-77.2% | $6,427-75.0% | $4,663-65.6% |
| Participant deferral / active EE | $7,726 | $9,808-21.2% | $9,133-15.4% | $6,689+15.5% |
| Admin fee / account holder | $1,686 | $16,364-89.7% | $13,899-87.9% | $13,390-87.4% |