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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,292 | $156,398-57.6% | $147,318-55.0% | $138,895-52.3% |
| Participation rate | 10.0% | 83.8%-73.8pp | 82.1%-72.1pp | 79.9%-69.9pp |
| Annual return | 14.37% | 78.75%-64.4pp | 70.43%-56.1pp | 145.39%-131.0pp |
| Employer contribution / active EE | $1,608 | $4,853-66.9% | $4,593-65.0% | $4,194-61.7% |
| Participant deferral / active EE | $4,816 | $8,237-41.5% | $7,906-39.1% | $6,396-24.7% |
| Admin fee / account holder | $117,574 | $14,976+685.1% | $13,708+757.7% | $12,562+835.9% |