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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,982 | $156,398-41.8% | $147,318-38.2% | $138,895-34.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.66% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.7pp |
| Employer contribution / active EE | $12,484 | $4,853+157.2% | $4,593+171.8% | $4,194+197.6% |
| Participant deferral / active EE | $7,539 | $8,237-8.5% | $7,906-4.6% | $6,396+17.9% |
| Admin fee / account holder | $7,259 | $14,976-51.5% | $13,708-47.0% | $12,562-42.2% |