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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,636 | $110,410+176.8% | $102,437+198.4% | $145,897+109.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.93% | 24.85%-12.9pp | 24.95%-13.0pp | 552.29%-540.4pp |
| Employer contribution / active EE | $3,825 | $4,217-9.3% | $3,871-1.2% | $4,663-18.0% |
| Participant deferral / active EE | $15,250 | $5,622+171.3% | $5,060+201.4% | $6,689+128.0% |
| Admin fee / account holder | $2,728 | $9,745-72.0% | $8,388-67.5% | $13,390-79.6% |