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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,377 | $117,859+87.8% | $102,438+116.1% | $145,959+51.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.67% | 31.72%-15.1pp | 29.37%-12.7pp | 561.95%-545.3pp |
| Employer contribution / active EE | $109,813 | $3,615+2937.6% | $3,024+3531.8% | $4,661+2256.1% |
| Participant deferral / active EE | $210,373 | $5,732+3570.1% | $5,054+4062.8% | $6,689+3045.3% |
| Admin fee / account holder | $22,787 | $13,318+71.1% | $9,448+141.2% | $13,398+70.1% |