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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,377 | $117,904+87.8% | $102,457+116.1% | $145,978+51.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.67% | 31.80%-15.1pp | 29.41%-12.7pp | 550.52%-533.8pp |
| Employer contribution / active EE | $109,813 | $3,613+2939.1% | $3,022+3533.6% | $4,662+2255.6% |
| Participant deferral / active EE | $210,373 | $5,733+3569.2% | $5,054+4062.3% | $6,690+3044.8% |
| Admin fee / account holder | $22,787 | $13,329+71.0% | $9,451+141.1% | $13,400+70.1% |