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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,377 | $117,846+87.9% | $102,434+116.1% | $145,884+51.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 16.67% | 31.90%-15.2pp | 29.46%-12.8pp | 551.85%-535.2pp |
| Employer contribution / active EE | $109,813 | $3,615+2937.9% | $3,023+3532.4% | $4,662+2255.3% |
| Participant deferral / active EE | $210,373 | $5,733+3569.2% | $5,055+4061.7% | $6,690+3044.8% |
| Admin fee / account holder | $22,787 | $13,356+70.6% | $9,462+140.8% | $13,392+70.2% |