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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,199 | $159,934-54.2% | $147,005-50.2% | $145,959-49.8% |
| Participation rate | 82.4% | 84.0%-1.6pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 12.81% | 98.24%-85.4pp | 418.76%-406.0pp | 561.95%-549.1pp |
| Employer contribution / active EE | $1,088 | $5,287-79.4% | $4,934-77.9% | $4,661-76.7% |
| Participant deferral / active EE | $3,544 | $8,427-57.9% | $8,070-56.1% | $6,689-47.0% |
| Admin fee / account holder | $11,193 | $15,053-25.6% | $13,006-13.9% | $13,398-16.5% |