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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,288 | $201,264-47.2% | $184,185-42.3% | $145,978-27.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.84% | 29.00%-17.2pp | 28.81%-17.0pp | 550.52%-538.7pp |
| Employer contribution / active EE | $5,496 | $7,021-21.7% | $6,426-14.5% | $4,662+17.9% |
| Participant deferral / active EE | $7,942 | $9,806-19.0% | $9,132-13.0% | $6,690+18.7% |
| Admin fee / account holder | $10,936 | $16,376-33.2% | $13,909-21.4% | $13,400-18.4% |