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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,312 | $375,661-41.9% | $312,151-30.1% | $382,429-42.9% |
| Participation rate | 100.0% | 91.4%+8.6pp | 89.1%+10.9pp | 87.7%+12.3pp |
| Annual return | 26.32% | 0.11%+26.2pp | 1.82%+24.5pp | 248.85%-222.5pp |
| Employer contribution / active EE | $48,273 | $9,697+397.8% | $8,031+501.0% | $8,036+500.7% |
| Participant deferral / active EE | $0 | $5,737-100.0% | $5,370-100.0% | $5,727-100.0% |
| Admin fee / account holder | $1,609 | $64,308-97.5% | $51,799-96.9% | $30,732-94.8% |