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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,039 | $77,896+31.0% | $134,172-23.9% | $82,448+23.8% |
| Participation rate | 58.1% | 62.8%-4.7pp | 72.5%-14.4pp | 68.1%-10.0pp |
| Annual return | 20.21% | 18.21%+2.0pp | 25.30%-5.1pp | 41.64%-21.4pp |
| Employer contribution / active EE | $2,486 | $2,159+15.1% | $3,420-27.3% | $2,551-2.6% |
| Participant deferral / active EE | $6,641 | $3,162+110.0% | $4,690+41.6% | $4,139+60.4% |
| Admin fee / account holder | $790 | $6,336-87.5% | $12,016-93.4% | $7,234-89.1% |