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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,039 | $81,403+25.4% | $147,027-30.6% | $87,485+16.6% |
| Participation rate | 58.1% | 63.4%-5.4pp | 73.7%-15.7pp | 68.9%-10.9pp |
| Annual return | 20.21% | 16.51%+3.7pp | 20.23%0pp | 26.06%-5.8pp |
| Employer contribution / active EE | $2,486 | $2,205+12.7% | $3,626-31.4% | $2,596-4.3% |
| Participant deferral / active EE | $6,641 | $3,315+100.3% | $4,933+34.6% | $4,274+55.4% |
| Admin fee / account holder | $790 | $6,755-88.3% | $12,223-93.5% | $7,775-89.8% |