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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,841 | $68,880+7.2% | $120,580-38.8% | $80,959-8.8% |
| Participation rate | 55.9% | 61.7%-5.8pp | 72.0%-16.1pp | 67.7%-11.8pp |
| Annual return | 16.23% | 23.68%-7.4pp | 107.48%-91.2pp | 35.67%-19.4pp |
| Employer contribution / active EE | $2,215 | $2,066+7.2% | $3,469-36.2% | $2,757-19.7% |
| Participant deferral / active EE | $5,860 | $3,191+83.7% | $4,995+17.3% | $4,300+36.3% |
| Admin fee / account holder | $42,035 | $5,785+626.6% | $9,418+346.3% | $6,925+507.0% |