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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,310 | $162,136-54.2% | $152,301-51.2% | $154,746-52.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 28.02% | 91.02%-63.0pp | 80.50%-52.5pp | 172.34%-144.3pp |
| Employer contribution / active EE | $1,802 | $4,890-63.2% | $4,624-61.0% | $4,379-58.8% |
| Participant deferral / active EE | $22,754 | $8,341+172.8% | $8,004+184.3% | $6,730+238.1% |
| Admin fee / account holder | $65,270 | $15,759+314.2% | $14,398+353.3% | $14,365+354.4% |