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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,310 | $156,398-52.5% | $147,318-49.6% | $138,895-46.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 28.02% | 78.75%-50.7pp | 70.43%-42.4pp | 145.39%-117.4pp |
| Employer contribution / active EE | $1,802 | $4,853-62.9% | $4,593-60.8% | $4,194-57.0% |
| Participant deferral / active EE | $22,754 | $8,237+176.2% | $7,906+187.8% | $6,396+255.7% |
| Admin fee / account holder | $65,270 | $14,976+335.8% | $13,708+376.2% | $12,562+419.6% |