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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,898 | $160,070-75.1% | $147,117-72.9% | $145,897-72.7% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 51.04% | 98.69%-47.6pp | 420.54%-369.5pp | 552.29%-501.3pp |
| Employer contribution / active EE | $3,773 | $5,285-28.6% | $4,932-23.5% | $4,663-19.1% |
| Participant deferral / active EE | $11,486 | $8,419+36.4% | $8,065+42.4% | $6,689+71.7% |
| Admin fee / account holder | $1,312 | $15,035-91.3% | $12,993-89.9% | $13,390-90.2% |