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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,099 | $114,119-79.8% | $107,187-78.4% | $138,895-83.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.83% | 273.21%-255.4pp | 204.55%-186.7pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,212 | $4,059-45.5% | $3,782-41.5% | $4,194-47.3% |
| Participant deferral / active EE | $3,479 | $5,538-37.2% | $5,096-31.7% | $6,396-45.6% |
| Admin fee / account holder | $5,437 | $10,024-45.8% | $9,162-40.7% | $12,562-56.7% |