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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,346 | $199,109-53.1% | $173,730-46.3% | $154,746-39.7% |
| Participation rate | 94.4% | 82.8%+11.6pp | 79.6%+14.9pp | 80.7%+13.7pp |
| Annual return | 10.55% | 20.02%-9.5pp | 19.96%-9.4pp | 172.34%-161.8pp |
| Employer contribution / active EE | $6,562 | $5,311+23.5% | $4,577+43.3% | $4,379+49.8% |
| Participant deferral / active EE | $6,648 | $7,113-6.5% | $6,326+5.1% | $6,730-1.2% |
| Admin fee / account holder | $980 | $20,916-95.3% | $17,523-94.4% | $14,365-93.2% |