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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,840 | $136,860-83.3% | $120,344-81.0% | $154,746-85.2% |
| Participation rate | 84.6% | 79.9%+4.7pp | 76.7%+7.9pp | 80.7%+3.9pp |
| Annual return | 25.05% | 21.38%+3.7pp | 20.30%+4.7pp | 172.34%-147.3pp |
| Employer contribution / active EE | $1,531 | $3,533-56.7% | $3,020-49.3% | $4,379-65.0% |
| Participant deferral / active EE | $5,311 | $5,793-8.3% | $5,135+3.4% | $6,730-21.1% |
| Admin fee / account holder | $795 | $15,393-94.8% | $12,742-93.8% | $14,365-94.5% |