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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,656 | $289,211-71.1% | $260,467-67.9% | $198,609-57.9% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 15.06% | 112.90%-97.8pp | 100.60%-85.5pp | 202.70%-187.6pp |
| Employer contribution / active EE | $10,487 | $4,663+124.9% | $4,239+147.4% | $5,055+107.4% |
| Participant deferral / active EE | $4,052 | $6,812-40.5% | $6,319-35.9% | $6,977-41.9% |
| Admin fee / account holder | $9,765 | $16,236-39.9% | $15,461-36.8% | $19,030-48.7% |