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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,656 | $180,749-53.7% | $160,784-48.0% | $137,256-39.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 15.06% | 2234.46%-2219.4pp | 1803.92%-1788.9pp | 220.34%-205.3pp |
| Employer contribution / active EE | $10,487 | $4,155+152.4% | $3,733+180.9% | $4,156+152.3% |
| Participant deferral / active EE | $4,052 | $6,844-40.8% | $6,293-35.6% | $6,407-36.8% |
| Admin fee / account holder | $9,765 | $10,397-6.1% | $9,717+0.5% | $12,270-20.4% |