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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,262 | $60,442+97.3% | $96,754+23.3% | $87,485+36.3% |
| Participation rate | 58.8% | 58.7%+0.1pp | 70.3%-11.5pp | 68.9%-10.1pp |
| Annual return | 23.25% | 21.97%+1.3pp | 82.04%-58.8pp | 26.06%-2.8pp |
| Employer contribution / active EE | $2,017 | $1,691+19.3% | $2,679-24.7% | $2,596-22.3% |
| Participant deferral / active EE | $4,493 | $3,280+37.0% | $4,758-5.6% | $4,274+5.1% |
| Admin fee / account holder | $6,660 | $5,069+31.4% | $8,905-25.2% | $7,775-14.3% |