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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,262 | $57,590+107.1% | $86,233+38.3% | $82,448+44.7% |
| Participation rate | 58.8% | 57.9%+1.0pp | 69.0%-10.2pp | 68.1%-9.2pp |
| Annual return | 23.25% | 22.41%+0.8pp | 61.39%-38.1pp | 41.64%-18.4pp |
| Employer contribution / active EE | $2,017 | $1,655+21.9% | $2,504-19.5% | $2,551-20.9% |
| Participant deferral / active EE | $4,493 | $3,080+45.9% | $4,559-1.5% | $4,139+8.5% |
| Admin fee / account holder | $6,660 | $4,730+40.8% | $8,342-20.2% | $7,234-7.9% |