Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,009 | $60,393-78.5% | $81,820-84.1% | $74,429-82.5% |
| Participation rate | 20.3% | 62.9%-42.6pp | 72.4%-52.1pp | 67.2%-46.9pp |
| Annual return | 10.79% | 16.89%-6.1pp | 777.93%-767.1pp | 1368.38%-1357.6pp |
| Employer contribution / active EE | $354 | $2,626-86.5% | $2,915-87.8% | $2,625-86.5% |
| Participant deferral / active EE | $671 | $3,397-80.2% | $4,323-84.5% | $4,348-84.6% |
| Admin fee / account holder | $874 | $1,491-41.4% | $7,391-88.2% | $1,944-55.0% |