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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,491 | $76,608-40.6% | $56,077-18.9% | $145,877-68.8% |
| Participation rate | 35.7% | 63.2%-27.5pp | 52.5%-16.8pp | 80.3%-44.6pp |
| Annual return | 13.00% | 3009.59%-2996.6pp | 1709.28%-1696.3pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,144 | $1,382-17.2% | $1,040+9.9% | $4,663-75.5% |
| Participant deferral / active EE | $3,289 | $2,624+25.3% | $1,954+68.3% | $6,691-50.8% |
| Admin fee / account holder | $200 | $3,325-94.0% | $2,825-92.9% | $13,402-98.5% |