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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,491 | $76,785-40.8% | $56,441-19.4% | $145,959-68.8% |
| Participation rate | 35.7% | 63.2%-27.5pp | 52.5%-16.8pp | 80.3%-44.6pp |
| Annual return | 13.00% | 3000.51%-2987.5pp | 1704.21%-1691.2pp | 561.95%-548.9pp |
| Employer contribution / active EE | $1,144 | $1,381-17.2% | $1,039+10.1% | $4,661-75.5% |
| Participant deferral / active EE | $3,289 | $2,624+25.4% | $1,953+68.4% | $6,689-50.8% |
| Admin fee / account holder | $200 | $3,334-94.0% | $2,829-92.9% | $13,398-98.5% |