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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,308 | $81,457-37.0% | $103,378-50.4% | $80,911-36.6% |
| Participation rate | 50.8% | 66.8%-16.1pp | 74.5%-23.7pp | 67.6%-16.9pp |
| Annual return | 14.64% | 25.58%-10.9pp | 24.91%-10.3pp | 35.63%-21.0pp |
| Employer contribution / active EE | $1,777 | $3,107-42.8% | $3,870-54.1% | $2,756-35.5% |
| Participant deferral / active EE | $3,992 | $3,871+3.1% | $5,058-21.1% | $4,297-7.1% |
| Admin fee / account holder | $661 | $6,717-90.2% | $8,401-92.1% | $6,935-90.5% |