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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,546 | $199,109-10.3% | $173,730+2.8% | $154,746+15.4% |
| Participation rate | 76.9% | 82.8%-5.9pp | 79.6%-2.6pp | 80.7%-3.8pp |
| Annual return | 15.86% | 20.02%-4.2pp | 19.96%-4.1pp | 172.34%-156.5pp |
| Employer contribution / active EE | $863 | $5,311-83.8% | $4,577-81.2% | $4,379-80.3% |
| Participant deferral / active EE | $3,189 | $7,113-55.2% | $6,326-49.6% | $6,730-52.6% |
| Admin fee / account holder | $1,908 | $20,916-90.9% | $17,523-89.1% | $14,365-86.7% |