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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,483 | $134,817-63.3% | $123,973-60.1% | $155,188-68.1% |
| Participation rate | 94.1% | 79.4%+14.7pp | 76.7%+17.5pp | 80.8%+13.3pp |
| Annual return | 21.33% | 515.49%-494.2pp | 388.13%-366.8pp | 148.84%-127.5pp |
| Employer contribution / active EE | $2,459 | $4,425-44.4% | $4,126-40.4% | $4,248-42.1% |
| Participant deferral / active EE | $8,639 | $5,706+51.4% | $5,247+64.6% | $6,531+32.3% |
| Admin fee / account holder | $951 | $13,245-92.8% | $11,799-91.9% | $14,480-93.4% |