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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,711 | $134,817-16.4% | $123,973-9.1% | $155,188-27.4% |
| Participation rate | 90.9% | 79.4%+11.5pp | 76.7%+14.3pp | 80.8%+10.1pp |
| Annual return | 16.12% | 515.49%-499.4pp | 388.13%-372.0pp | 148.84%-132.7pp |
| Employer contribution / active EE | $5,330 | $4,425+20.5% | $4,126+29.2% | $4,248+25.5% |
| Participant deferral / active EE | $15,520 | $5,706+172.0% | $5,247+195.8% | $6,531+137.6% |
| Admin fee / account holder | $390 | $13,245-97.1% | $11,799-96.7% | $14,480-97.3% |