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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,711 | $111,535+1.1% | $105,223+7.1% | $137,256-17.9% |
| Participation rate | 90.9% | 78.1%+12.8pp | 75.0%+15.9pp | 80.0%+10.9pp |
| Annual return | 16.12% | 237.85%-221.7pp | 180.65%-164.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $5,330 | $3,939+35.3% | $3,689+44.5% | $4,156+28.3% |
| Participant deferral / active EE | $15,520 | $5,500+182.2% | $5,072+206.0% | $6,407+142.2% |
| Admin fee / account holder | $390 | $9,721-96.0% | $8,859-95.6% | $12,270-96.8% |