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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,396 | $169,356-77.3% | $129,406-70.3% | $145,897-73.7% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 14.30% | 14418.62%-14404.3pp | 9468.18%-9453.9pp | 552.29%-538.0pp |
| Employer contribution / active EE | $3,025 | $5,542-45.4% | $4,155-27.2% | $4,663-35.1% |
| Participant deferral / active EE | $854 | $4,987-82.9% | $4,167-79.5% | $6,689-87.2% |
| Admin fee / account holder | $601 | $9,915-93.9% | $7,689-92.2% | $13,390-95.5% |