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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,896 | $88,672-15.5% | $105,223-28.8% | $82,448-9.2% |
| Participation rate | 48.1% | 67.9%-19.9pp | 75.0%-27.0pp | 68.1%-20.0pp |
| Annual return | 25.48% | 30.86%-5.4pp | 180.65%-155.2pp | 41.64%-16.2pp |
| Employer contribution / active EE | $1,297 | $3,048-57.4% | $3,689-64.8% | $2,551-49.2% |
| Participant deferral / active EE | $2,506 | $4,036-37.9% | $5,072-50.6% | $4,139-39.5% |
| Admin fee / account holder | $2,804 | $7,146-60.8% | $8,859-68.3% | $7,234-61.2% |