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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,896 | $89,259-16.1% | $107,187-30.1% | $82,637-9.4% |
| Participation rate | 48.1% | 67.9%-19.9pp | 75.0%-27.0pp | 68.1%-20.0pp |
| Annual return | 25.48% | 21.02%+4.5pp | 204.55%-179.1pp | 53.51%-28.0pp |
| Employer contribution / active EE | $1,297 | $3,080-57.9% | $3,782-65.7% | $2,552-49.2% |
| Participant deferral / active EE | $2,506 | $4,037-37.9% | $5,096-50.8% | $4,126-39.3% |
| Admin fee / account holder | $2,804 | $7,381-62.0% | $9,162-69.4% | $7,339-61.8% |