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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,966 | $102,382+52.3% | $147,005+6.1% | $80,874+92.8% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.2%+10.1pp | 67.6%+24.7pp |
| Annual return | 9.92% | 134.89%-125.0pp | 418.76%-408.8pp | 35.62%-25.7pp |
| Employer contribution / active EE | $7,933 | $3,715+113.6% | $4,934+60.8% | $2,756+187.9% |
| Participant deferral / active EE | $16,838 | $6,646+153.3% | $8,070+108.7% | $4,297+291.9% |
| Admin fee / account holder | $13,497 | $7,942+69.9% | $13,006+3.8% | $6,935+94.6% |