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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,966 | $102,422+52.3% | $147,117+6.0% | $80,959+92.6% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 9.92% | 135.16%-125.2pp | 420.54%-410.6pp | 35.67%-25.7pp |
| Employer contribution / active EE | $7,933 | $3,717+113.4% | $4,932+60.8% | $2,757+187.7% |
| Participant deferral / active EE | $16,838 | $6,652+153.1% | $8,065+108.8% | $4,300+291.6% |
| Admin fee / account holder | $13,497 | $7,953+69.7% | $12,993+3.9% | $6,925+94.9% |