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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,993 | $84,953-50.6% | $163,379-74.3% | $82,637-49.2% |
| Participation rate | 100.0% | 65.9%+34.1pp | 76.8%+23.2pp | 68.1%+31.9pp |
| Annual return | 24.05% | 23.07%+1.0pp | 63.41%-39.4pp | 53.51%-29.5pp |
| Employer contribution / active EE | $2,266 | $2,183+3.8% | $3,752-39.6% | $2,552-11.2% |
| Participant deferral / active EE | $4,056 | $4,326-6.2% | $6,282-35.4% | $4,126-1.7% |
| Admin fee / account holder | $1,706 | $7,921-78.5% | $9,818-82.6% | $7,339-76.7% |