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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,983 | $166,131-86.8% | $164,975-86.7% | $145,877-84.9% |
| Participation rate | 82.6% | 82.0%+0.6pp | 78.6%+4.0pp | 80.3%+2.3pp |
| Annual return | 12.39% | 100.37%-88.0pp | 70.12%-57.7pp | 551.28%-538.9pp |
| Employer contribution / active EE | $2,436 | $5,276-53.8% | $4,343-43.9% | $4,663-47.8% |
| Participant deferral / active EE | $3,863 | $6,962-44.5% | $6,033-36.0% | $6,691-42.3% |
| Admin fee / account holder | $685 | $16,648-95.9% | $12,688-94.6% | $13,402-94.9% |