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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,012 | $70,121+68.3% | $63,803+85.0% | $138,895-15.0% |
| Participation rate | 50.0% | 77.2%-27.2pp | 72.7%-22.7pp | 79.9%-29.9pp |
| Annual return | 22.98% | 946.48%-923.5pp | 543.72%-520.7pp | 145.39%-122.4pp |
| Employer contribution / active EE | $1,771 | $2,882-38.6% | $2,532-30.1% | $4,194-57.8% |
| Participant deferral / active EE | $5,038 | $4,535+11.1% | $3,843+31.1% | $6,396-21.2% |
| Admin fee / account holder | $0 | $6,738-100.0% | $5,196-100.0% | $12,562-100.0% |