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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,150 | $116,167-68.0% | $64,489-42.4% | $137,256-72.9% |
| Participation rate | 100.0% | 68.2%+31.8pp | 67.7%+32.3pp | 80.0%+20.0pp |
| Annual return | -2.22% | 36.55%-38.8pp | 55.03%-57.2pp | 220.34%-222.6pp |
| Employer contribution / active EE | $7,781 | $2,483+213.4% | $1,523+410.9% | $4,156+87.2% |
| Participant deferral / active EE | $1,795 | $4,215-57.4% | $2,778-35.4% | $6,407-72.0% |
| Admin fee / account holder | $8,426 | $6,188+36.2% | $4,260+97.8% | $12,270-31.3% |