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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,150 | $122,962-69.8% | $71,585-48.1% | $138,895-73.3% |
| Participation rate | 100.0% | 68.9%+31.1pp | 68.2%+31.8pp | 79.9%+20.1pp |
| Annual return | -2.22% | 37.84%-40.1pp | 59.26%-61.5pp | 145.39%-147.6pp |
| Employer contribution / active EE | $7,781 | $2,620+197.0% | $1,669+366.3% | $4,194+85.5% |
| Participant deferral / active EE | $1,795 | $4,311-58.4% | $2,923-38.6% | $6,396-71.9% |
| Admin fee / account holder | $8,426 | $6,488+29.9% | $4,712+78.8% | $12,562-32.9% |