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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,084 | $57,057-98.1% | $85,009-98.7% | $80,874-98.7% |
| Participation rate | 46.7% | 56.4%-9.7pp | 67.5%-20.8pp | 67.6%-21.0pp |
| Annual return | -0.47% | 21.66%-22.1pp | 66.47%-66.9pp | 35.62%-36.1pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,728-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $0 | $3,112-100.0% | $4,522-100.0% | $4,297-100.0% |
| Admin fee / account holder | $17 | $4,986-99.7% | $6,153-99.7% | $6,935-99.8% |