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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,084 | $57,140-98.1% | $85,240-98.7% | $80,959-98.7% |
| Participation rate | 46.7% | 56.4%-9.7pp | 67.5%-20.9pp | 67.7%-21.0pp |
| Annual return | -0.47% | 21.71%-22.2pp | 66.75%-67.2pp | 35.67%-36.1pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $0 | $3,115-100.0% | $4,527-100.0% | $4,300-100.0% |
| Admin fee / account holder | $17 | $4,992-99.7% | $6,165-99.7% | $6,925-99.8% |