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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,367 | $95,453-69.2% | $112,040-73.8% | $82,448-64.4% |
| Participation rate | 93.3% | 72.8%+20.6pp | 76.5%+16.8pp | 68.1%+25.3pp |
| Annual return | 20.77% | 23.92%-3.1pp | 24.52%-3.7pp | 41.64%-20.9pp |
| Employer contribution / active EE | $3,333 | $2,318+43.8% | $2,954+12.8% | $2,551+30.7% |
| Participant deferral / active EE | $5,855 | $4,224+38.6% | $5,098+14.8% | $4,139+41.4% |
| Admin fee / account holder | $2,876 | $9,013-68.1% | $12,098-76.2% | $7,234-60.2% |