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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,262 | $71,057-25.0% | $93,654-43.1% | $80,874-34.1% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.6%+32.4pp |
| Annual return | 14.62% | 11.26%+3.4pp | 133.34%-118.7pp | 35.62%-21.0pp |
| Employer contribution / active EE | $2,537 | $1,564+62.2% | $2,421+4.8% | $2,756-7.9% |
| Participant deferral / active EE | $4,731 | $4,034+17.3% | $4,413+7.2% | $4,297+10.1% |
| Admin fee / account holder | $4,101 | $6,944-40.9% | $8,282-50.5% | $6,935-40.9% |