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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,663 | $196,972-70.7% | $182,262-68.4% | $198,609-71.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 27.67% | 158.27%-130.6pp | 140.60%-112.9pp | 202.70%-175.0pp |
| Employer contribution / active EE | $12,442 | $5,364+132.0% | $5,046+146.6% | $5,055+146.1% |
| Participant deferral / active EE | $10,179 | $8,643+17.8% | $8,276+23.0% | $6,977+45.9% |
| Admin fee / account holder | $2,269 | $18,429-87.7% | $16,712-86.4% | $19,030-88.1% |