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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,663 | $156,398-63.1% | $147,318-60.9% | $138,895-58.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 27.67% | 78.75%-51.1pp | 70.43%-42.8pp | 145.39%-117.7pp |
| Employer contribution / active EE | $12,442 | $4,853+156.4% | $4,593+170.9% | $4,194+196.6% |
| Participant deferral / active EE | $10,179 | $8,237+23.6% | $7,906+28.7% | $6,396+59.1% |
| Admin fee / account holder | $2,269 | $14,976-84.9% | $13,708-83.4% | $12,562-81.9% |