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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,512 | $154,228-59.5% | $145,433-57.0% | $137,256-54.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 7.30% | 74.59%-67.3pp | 66.58%-59.3pp | 220.34%-213.0pp |
| Employer contribution / active EE | $3,467 | $4,804-27.8% | $4,554-23.9% | $4,156-16.6% |
| Participant deferral / active EE | $12,161 | $8,216+48.0% | $7,897+54.0% | $6,407+89.8% |
| Admin fee / account holder | $10,000 | $14,344-30.3% | $13,129-23.8% | $12,270-18.5% |