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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $13,671 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,084 | $27,243-11.6% | $52,425-54.1% | $79,634-69.8% |
| Participation rate | 47.9% | 22.4%+25.4pp | 55.6%-7.8pp | 62.5%-14.6pp |
| Annual return | 18.37% | 63.36%-45.0pp | 302.12%-283.8pp | 36.46%-18.1pp |
| Employer contribution / active EE | $1,211 | $319+279.4% | $914+32.5% | $2,529-52.1% |
| Participant deferral / active EE | $2,499 | $636+293.2% | $1,790+39.6% | $3,835-34.8% |
| Admin fee / account holder | $194 | $2,105-90.8% | $2,495-92.2% | $1,002-80.7% |