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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,038 | $210,698-81.5% | $178,014-78.1% | $145,959-73.3% |
| Participation rate | 91.7% | 80.8%+10.9pp | 77.1%+14.6pp | 80.3%+11.4pp |
| Annual return | 11.48% | 386.27%-374.8pp | 294.80%-283.3pp | 561.95%-550.5pp |
| Employer contribution / active EE | $2,122 | $4,567-53.5% | $3,950-46.3% | $4,661-54.5% |
| Participant deferral / active EE | $4,536 | $6,958-34.8% | $6,276-27.7% | $6,689-32.2% |
| Admin fee / account holder | $552 | $12,016-95.4% | $10,362-94.7% | $13,398-95.9% |