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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,038 | $211,224-81.5% | $178,505-78.1% | $145,897-73.2% |
| Participation rate | 91.7% | 80.8%+10.8pp | 77.1%+14.5pp | 80.3%+11.4pp |
| Annual return | 11.48% | 30.28%-18.8pp | 27.16%-15.7pp | 552.29%-540.8pp |
| Employer contribution / active EE | $2,122 | $4,577-53.6% | $3,955-46.4% | $4,663-54.5% |
| Participant deferral / active EE | $4,536 | $6,966-34.9% | $6,280-27.8% | $6,689-32.2% |
| Admin fee / account holder | $552 | $12,109-95.4% | $10,428-94.7% | $13,390-95.9% |